The financial crisis of the past few years have left many Americans dead broke. The situation has been compounded by the fact the Americans by nature love to spend be it on eating out or shopping for new gadgets. With freeze or pay hikes and even job cuts many Americans have fallen into the horrible debt trap.
The Net is the most cancerous form of spreading scams and malwares. Recently, there have been instances of internet scams that promise a quick relief by getting rid of the bankruptcy details from your credit report.