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In addition to tourism, severe effects were also experienced in the Caribbean AGRICULTURE and FINANCIAL/BUSINESS SERVICES sectors. The Canadian MANUFACTURING sector, and in particular the AUTOMOTIVE industry, has suffered the greatest impact following the country's economic downturn. In LATIN AMERICA whilst basic commodity prices have fallen sharply the impact on tourism has been less dramatic.
Opportunities for collection agencies in CANADA will come mainly from the Banking / Credit Card / Distress Lending (Payday Loans) industries as unemployment produces more delinquent customers; credit granters react quickly to potential risk factors; re-financing options for consumers will be further limited because of tighter credit adjudication policies; and more consumers will have to resort to payday lenders for money in order to survive job losses and or income reductions.
CCMA (Carolinas Concrete Masonry Association) is a non-profit trading association. It offers education, promotional assistance and advocacy to its members. The primary purpose of CCMA is to create an excellent and remarkable standard in the manufacturing of concrete masonry, collecting information about concrete, endorsing the use of concrete masonry products, and promoting education about the benefits of concrete construction.