What are hot flashes – ask just about any woman who is on the journey from pre-menopause to menopause and beyond and they will all have an answer to this question as well as some story about their worse hot flash.
Debt settlements and declaring bankruptcy are two common methods of dealing with lack of credit in your bank account. Basically debt settlement means hiring a debt settlement company to negotiate with the creditors the pending debt amount and reach a settlement which is much lower than the initially agreed percentage.